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  1. Medicare Advantage Plans
  2. Virginia
  3. Alleghany County
  4. Anthem Medicare Advantage (PPO)

Anthem Medicare Advantage (PPO) (PPO) 2025 Plan Details for Alleghany County, Virginia Residents

Anthem Medicare Advantage (PPO) is a PPO Medicare Advantage plan, from Anthem Blue Cross and Blue Shield, {with_without_pdp} a prescription drug plan. It's CMS Plan ID is: H4909-014-0. It is not available in all areas. The list of locations where this plan is available can be found below.

According to CMS enrollment data (July, 2025), there are approximately 8,473 members enrolled in this plan.

Anthem Medicare Advantage (PPO) (PPO) Overview

Key Facts and Costs for Anthem Medicare Advantage (PPO) (2026)
CMS FactLandscape Value
Health Plan ID:H4909-014-0
CMS Overall Rating:☆☆☆☆☆
0.0 out of 5 stars*
Medicare Advantage Plan Type:PPO
Coverage Year:CY2026
Monthly Premium:$14.00
Plus your Medicare Part B premium.
Health Plan Deductible:$750.00
Annual Out-of-Pocket Maximum:$8950.00 (In-Network)
Part B Give Back:$0.00/mo
Part D Drug Plan Benefit:Enhanced, $250.00 deductible
Additional Benefits:Dental, Vision, Hearing
Availability:Alleghany County, VA
Insured By:Anthem Blue Cross and Blue Shield
Last Plan Content Update:August 29, 2025

Plan Availability by Location

Health Plan Out-of-Pocket Costs

Prescription Drug Costs & Benefits

Anthem Medicare Advantage (PPO) includes an enhanced benefit Medicare Part D plan (PDP), which offers greater coverage than basic plans. An enhanced benefit plan has a higher actuarial value, meaning it covers a larger percentage of your healthcare costs.

Part D Plan Premium

The Part D prescription drug plan premium is included in your overall Medicare Advantage plan cost. However, additional expenses or subsidies may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help. LIS, provided by Social Security, helps those with limited income and resources to lower or eliminate Part D costs. LIS benefits are not part of Medicare Advantage coverage.

Anthem Medicare Advantage (PPO) Prescription Drug Plan Premium Details
Basic Part D Premium: $$2.70
Supplemental Part D Premium: $$0.00
Total Part D Premium: $$2.70
Low-Income Premium Subsidy: ${part_d_lips_amount}
Low-Income Premium Subsidy Paid by CMS: $$2.70
Low-Income Subsidy Premium: $$0.00

For more details, visit the Social Security Extra Help program.

Prescription Drug Plan Deductible

This plan has a $250.00 annual Part D deductible. You'll pay this deductible at the pharmacy before Anthem Blue Cross and Blue Shield starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, Anthem Medicare Advantage (PPO) may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

Anthem Medicare Advantage (PPO) Pharmacy Out-of-Pocket Costs by Drug Tier
Drug Tier Retail Mail Order
Preferred Generic*$0.00$0.00
Generic*$2.00$0.00
Preferred Brand20.00%20.00%
Non-Preferred Drug35.00%35.00%
Specialty Tier29.00%29.00%
Select Care Drugs*$0.00$0.00
*Deductible does not apply.

CMS 5-Star Rating Marks

Each year, the Centers for Medicare & Medicaid Services (CMS) assesses health plans (Part C) and drug plans (Part D) based on a 5-star rating system. These ratings provide an overview of the plan’s performance in areas such as preventive care, managing chronic conditions, and member experience.

Considering a plan’s star rating can be an important part of your decision-making process, as higher ratings often reflect stronger performance in key areas of healthcare and customer service.

2026 Medicare Star Ratings for Anthem Medicare Advantage (PPO)
CMS Measure Star Rating
2026 Overall Rating☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines☆☆☆☆☆
Managing Chronic (Long Term) Conditions☆☆☆☆☆
Member Experience with Health Plan☆☆☆☆☆
Complaints and Changes in Plans Performance☆☆☆☆☆
Health Plan Customer Service☆☆☆☆☆
Drug Plan Customer Service☆☆☆☆☆
Complaints and Changes in the Drug Plan☆☆☆☆☆
Member Experience with the Drug Plan☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing☆☆☆☆☆

Need Help Enrolling?

Contact and Resource Information for Anthem Blue Cross and Blue Shield
Website: Anthem Blue Cross and Blue Shield Plan Page
Providers: Anthem Blue Cross and Blue Shield Providers Page
Formulary: Anthem Blue Cross and Blue Shield Formulary Page
Pharmacy: Anthem Blue Cross and Blue Shield Pharmacy Page
New Member Health Plan Help: (833)668-2247
New Member Health Plan TTY: 711
New Member Part D Help: (833)668-2249
New Member Part D TTY Users: 711

Frequently Asked Questions

📘 What does Medicare plan code H4909 014 mean?

Anthem Medicare Advantage (PPO) is a Medicare Advantage plan by Anthem Blue Cross and Blue Shield. The code H4909 is the CMS contract ID, whereas 014 is its plan ID.

  • Plan Name: Anthem Medicare Advantage (PPO)
  • Plan Type: PPO
  • Premium: $14.00/mo + your monthly Part B premium
  • Out-of-Pocket Max: $8950.00 (in-network)
  • Drug Coverage: {pdp_faq_summary}
  • CMS Star Rating: 0.0 out of 5
  • Contract Year: 2026

This information is based on official CMS data and is provided for educational purposes. Always review your plan’s official documents or contact the provider directly before making enrollment decisions.

📋 What type of plan is H4909 014?

This plan is a PPO — specifically, it's an PPO plan with a Medicare Advantage contract that's offered by Anthem Blue Cross and Blue Shield. It comes with defined provider network rules you should be aware of.

  • Plan Marketing Name: Anthem Medicare Advantage (PPO)
  • Network Type: {plan_type_expanded}
  • Referral Requirement: {referral_required_expanded}
  • Prescription Coverage: {pdp_faq_summary}

Plan types like HMOs and PPOs determine whether you can go out-of-network or need referrals to see specialists.

📦 What benefits are included in H4909 014?

This plan covers all Medicare Part A and Part B services. Depending on the plan, it may also include valuable extras like dental, vision, and hearing benefits.

  • Medical Services: Hospital, doctor visits, preventive care
  • Prescription Drugs: Enhanced, $250.00 deductible
  • Dental: {dental_benefit}
  • Vision: {vision_benefit}
  • Hearing: {hearing_benefit}

Benefit availability may vary by location and plan version. Confirm specific details in your plan's Evidence of Coverage (EOC).

📌 Additional Plan Options

Additional Plan Options

The Medicare Part C program offers a myriad of HMO, PPO, and PFFS plan options, including these plans:

    {more_plans}

If you are enrolled in a Part C plan with prescription drug coverage, you cannot be enrolled in a stand-alone Medicare Part D plan, regardless of your chosen insurance company.

You cannot be enrolled in a Part C health plan and simultaneously hold Medicare Supplement Insurance (Medigap). Medicare Supplement plans are only compatible with Medicare Parts A and B.

📚 Citations & Research

Citations & References

  • Anthem Blue Cross and Blue Shield, http://shop.anthem.com/medicare, Last Accessed March 1, 2025
  • Medicare.gov, "Understanding Medicare Advantage Plans", Last Accessed 25 May, 2025
  • Medicare.gov, "Joining a plan", Last Accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage", Last Accessed 25 May, 2025
  • , "", Last Accessed
  • CMS.gov, Landscape Source Files, Last Accessed March 15, 2025
  • CMS.gov, Medicare Part C & D Performance, Last Accessed March 15, 2025
  • CMS.gov, Plan Benefits Package, Last Accessed March 15, 2025

Research Note: This content is based on independent analysis of CMS data by David Bynon, Medicare analyst and founder of MedicareWire.

For details on how this plan was analyzed and constructed using CMS data, see our Medicare Plan Research Methodology.

Disclaimer: MedicareWire does not endorse or rank Medicare plans. Plan information is provided for educational and research purposes only and may not reflect the most current data available from CMS or the plan provider.

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