🩺 Doctor’s Office Visits
- Primary: $15 Copay
- Specialist: $15 Copay
Prior Authorization Required - NOTE: Certain preventive services are covered 100% by the plan as a Part B benefit.
🏥 Emergency, Urgent, and Inpatient Hospital Coverage
- Emergency room care: $0 - $620 Copay
Prior Authorization Required - Urgent care: $20 - $35 Copay
Prior Authorization Required - Ground ambulance: $315 Copay
Prior Authorization Required - Inpatient hospital care: $450 (days 1–5), $0 (days 6–90)
Prior Authorization Required - Skilled Nursing Facility: $0 (days 1–20), $214 (days 21–100)
Prior Authorization Required
🦶 Foot Care
- Foot Exams and Treatments (Medicare-covered): 20% Coinsurance
Prior Authorization Required - Routine Foot Care: 0% - 20% Coinsurance
Prior Authorization Required
💆 Chiropractic Care
- Medicare-covered chiropractic: 11% Coinsurance
Prior Authorization Required - Routine chiropractic: 11% Coinsurance
Prior Authorization Required
🧠 Mental Health Services
- Outpatient individual therapy: $15 Copay
Prior Authorization Required - Outpatient group therapy: $15 Copay
Prior Authorization Required - Inpatient psychiatric hospital care: $450 (days 1–4), $0 (days 5–90)
Prior Authorization Required
🏋️ Rehabilitation Services
- Physical therapy and speech and language therapy: $50 Copay
- Occupational therapy: $40 Copay
Prior Authorization Required
🧰 Medical Equipment and Supplies
- Diabetes supplies: Not Covered
Prior Authorization Required - Durable medical equipment: $50 Copay
Prior Authorization Required - Prosthetics: $15 - $50 Copay
Prior Authorization Required
🔬 Diagnostics, Lab Services, and Imaging
- Diagnostic radiology services: $40 Copay
Prior Authorization Required - Lab services: $20 - $35 Copay
Prior Authorization Required - Outpatient x-rays: $0 - $50 Copay
- Diagnostic tests and procedures: $40 - $100 Copay
Prior Authorization Required
💉 Medicare Part B Drugs
- Chemotherapy: 10% Coinsurance
Prior Authorization Required - Other Part B drugs (Medicare-covered): $10 Copay
Prior Authorization Required
Supplemental Benefits
🦷 Dental Services
- Medicare Covered Preventive Dental: $3000 max
- Oral exam: Not Covered
- Dental x-rays: Not Covered
- Cleaning: Not Covered
- Periodontics: Not Covered
- Endodontics: Not Covered
- Restorative Services: Not Covered $3000 max
👂 Hearing Aids and Services
- Fitting/evaluation: Not Covered
- Hearing aids: $699 - $999 Copay
- Hearing exam: Not Covered
Prior Authorization Required
👓 Vision Services
- Medicare-covered eye exam: $75 max
Prior Authorization Required - Routine eye exam: Not Covered
- Eyewear benefits: Not Covered $200/yr eyewear