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    • Medicare Part D
  • About
  1. Medicare Advantage Plans
  2. New Jersey
  3. Union County
  4. Clover Health Valor (PPO)

Clover Health Valor (PPO) (PPO) 2025 Plan Details for Union County, New Jersey Residents

Clover Health Valor (PPO) is a PPO Medicare Advantage plan, from Clover Health, {with_without_pdp} a prescription drug plan. It's CMS Plan ID is: H5141-061-0. It is not available in all areas. The list of locations where this plan is available can be found below.

According to CMS enrollment data (July, 2025), there are approximately 305 members enrolled in this plan.

Clover Health Valor (PPO) (PPO) Overview

Key Facts and Costs for Clover Health Valor (PPO) (2026)
CMS FactLandscape Value
Health Plan ID:H5141-061-0
CMS Overall Rating:☆☆☆☆☆
0.0 out of 5 stars*
Medicare Advantage Plan Type:PPO
Coverage Year:CY2026
Monthly Premium:$0.00
Plus your Medicare Part B premium.
Health Plan Deductible:$0.00
Annual Out-of-Pocket Maximum:$9250.00 (In-Network)
Part B Give Back:$0.00/mo
Part D Drug Plan Benefit:Not Included
Additional Benefits:Dental, Vision, Hearing
Availability:Union County, NJ
Insured By:Clover Health
Last Plan Content Update:August 28, 2025

Plan Availability by Location

Health Plan Out-of-Pocket Costs

Prescription Drug Costs & Benefits

This plan does not include a Medicare Part D plan for prescriptions.

CMS 5-Star Rating Marks

Each year, the Centers for Medicare & Medicaid Services (CMS) evaluates health and drug plans using a comprehensive 5-star rating system. These ratings offer valuable insights into the quality of care, member satisfaction, and overall plan performance.

When selecting a Medicare Advantage plan, looking at the star ratings can help you gauge how well a plan might meet your healthcare needs, making it easier to choose a plan with confidence.

2026 Medicare Star Ratings for Clover Health Valor (PPO)
CMS Measure Star Rating
2026 Overall Rating☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines☆☆☆☆☆
Managing Chronic (Long Term) Conditions☆☆☆☆☆
Member Experience with Health Plan☆☆☆☆☆
Complaints and Changes in Plans Performance☆☆☆☆☆
Health Plan Customer Service☆☆☆☆☆
Drug Plan Customer Service☆☆☆☆☆
Complaints and Changes in the Drug Plan☆☆☆☆☆
Member Experience with the Drug Plan☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing☆☆☆☆☆

Need Help Enrolling?

Plan Resources and Contact Information for Clover Health
Website: Clover Health Plan Page
Providers: Clover Health Providers Page
New Member Health Plan Help: (888)466-5044
New Member Health Plan TTY: 711

Frequently Asked Questions

📘 What does Medicare plan code H5141 061 mean?

Clover Health Valor (PPO) is a Medicare Advantage plan by Clover Health. The code H5141 is the CMS contract ID, whereas 061 is its plan ID.

  • Plan Name: Clover Health Valor (PPO)
  • Plan Type: PPO
  • Premium: $0.00/mo + your monthly Part B premium
  • Out-of-Pocket Max: $9250.00 (in-network)
  • Drug Coverage: {pdp_faq_summary}
  • CMS Star Rating: 0.0 out of 5
  • Contract Year: 2026

This information is based on official CMS data and is provided for educational purposes. Always review your plan’s official documents or contact the provider directly before making enrollment decisions.

📋 What type of plan is H5141 061?

This plan is a PPO — specifically, it's an PPO plan with a Medicare Advantage contract that's offered by Clover Health. It comes with defined provider network rules you should be aware of.

  • Plan Marketing Name: Clover Health Valor (PPO)
  • Network Type: {plan_type_expanded}
  • Referral Requirement: {referral_required_expanded}
  • Prescription Coverage: {pdp_faq_summary}

Plan types like HMOs and PPOs determine whether you can go out-of-network or need referrals to see specialists.

📦 What benefits are included in H5141 061?

This plan covers all Medicare Part A and Part B services. Depending on the plan, it may also include valuable extras like dental, vision, and hearing benefits.

  • Medical Services: Hospital, doctor visits, preventive care
  • Prescription Drugs: Not Included
  • Dental: {dental_benefit}
  • Vision: {vision_benefit}
  • Hearing: {hearing_benefit}

Benefit availability may vary by location and plan version. Confirm specific details in your plan's Evidence of Coverage (EOC).

📌 Additional Plan Options

Additional Plan Options

The Medicare Part C program offers a myriad of HMO, PPO, and PFFS plan options, including these plans:

    {more_plans}

If you are enrolled in a Part C plan with prescription drug coverage, you cannot be enrolled in a stand-alone Medicare Part D plan, regardless of your chosen insurance company.

You cannot be enrolled in a Part C health plan and simultaneously hold Medicare Supplement Insurance (Medigap). Medicare Supplement plans are only compatible with Medicare Parts A and B.

📚 Citations & Research

Citations & References

  • Clover Health, http://www.cloverhealth.com, Last Accessed March 1, 2025
  • CMS.gov, "Medicare Advantage Plan Fact Sheet", Last Accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage", Last Accessed 25 May, 2025
  • Medicare.gov, "Your coverage options", Last Accessed 25 May, 2025
  • , "", Last Accessed
  • CMS.gov, Landscape Source Files, Last Accessed March 15, 2025
  • CMS.gov, Medicare Part C & D Performance, Last Accessed March 15, 2025
  • CMS.gov, Plan Benefits Package, Last Accessed March 15, 2025

Research Note: This content is based on independent analysis of CMS data by David Bynon, Medicare analyst and founder of MedicareWire.

For details on how this plan was analyzed and constructed using CMS data, see our Medicare Plan Research Methodology.

Disclaimer: MedicareWire does not endorse or rank Medicare plans. Plan information is provided for educational and research purposes only and may not reflect the most current data available from CMS or the plan provider.

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