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    • Medicare Part D
  • About
  1. Medicare Advantage Plans
  2. New Hampshire
  3. Sullivan County
  4. WellSense Added Value (HMO)

WellSense Added Value (HMO) (HMO) 2025 Plan Details for Sullivan County, New Hampshire Residents

WellSense Added Value (HMO) is a HMO Medicare Advantage plan, from WellSense Health Plan, {with_without_pdp} a prescription drug plan. It's CMS Plan ID is: H6851-001-0. It is not available in all areas. The list of locations where this plan is available can be found below.

According to CMS enrollment data (July, 2025), there are approximately 908 members enrolled in this plan.

WellSense Added Value (HMO) (HMO) Overview

Key Facts and Costs for WellSense Added Value (HMO) (2026)
CMS FactLandscape Value
Health Plan ID:H6851-001-0
CMS Overall Rating:☆☆☆☆☆
0.0 out of 5 stars*
Medicare Advantage Plan Type:HMO
Coverage Year:CY2026
Monthly Premium:$21.70
Plus your Medicare Part B premium.
Health Plan Deductible:$0.00
Annual Out-of-Pocket Maximum:$8750.00 (In-Network)
Part B Give Back:$0.00/mo
Part D Drug Plan Benefit:Basic, $615.00 deductible
Additional Benefits:Dental, Vision, Hearing
Availability:Sullivan County, NH
Insured By:WellSense Health Plan
Last Plan Content Update:August 28, 2025

Plan Availability by Location

Health Plan Out-of-Pocket Costs

Prescription Drug Costs & Benefits

WellSense Added Value (HMO) offers a basic benefit Medicare Part D plan (PDP), meaning it meets the minimum coverage requirements set by the Centers for Medicare & Medicaid Services. In contrast, enhanced benefit plans provide additional coverage beyond the basics.

Part D Plan Premium

The Part D prescription drug plan premium is included in your overall Medicare Advantage plan cost. However, additional expenses or subsidies may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help. LIS, provided by Social Security, helps those with limited income and resources to lower or eliminate Part D costs. LIS benefits are not part of Medicare Advantage coverage.

WellSense Added Value (HMO) Prescription Drug Plan Premium Details
Basic Part D Premium: $$21.70
Supplemental Part D Premium: $$0.00
Total Part D Premium: $$21.70
Low-Income Premium Subsidy: ${part_d_lips_amount}
Low-Income Premium Subsidy Paid by CMS: $$21.70
Low-Income Subsidy Premium: $$0.00

For more details, visit the Social Security Extra Help program.

Prescription Drug Plan Deductible

This plan has a $615.00 annual Part D deductible. You'll pay this deductible at the pharmacy before WellSense Health Plan starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, WellSense Added Value (HMO) may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

WellSense Added Value (HMO) Pharmacy Out-of-Pocket Costs by Drug Tier
Drug Tier Retail Mail Order
Cost data not available.
*Deductible does not apply.

CMS 5-Star Rating Marks

Each year, the Centers for Medicare & Medicaid Services (CMS) evaluates health and drug plans using a comprehensive 5-star rating system. These ratings offer valuable insights into the quality of care, member satisfaction, and overall plan performance.

When selecting a Medicare Advantage plan, looking at the star ratings can help you gauge how well a plan might meet your healthcare needs, making it easier to choose a plan with confidence.

2026 Medicare Star Ratings for WellSense Added Value (HMO)
CMS Measure Star Rating
2026 Overall Rating☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines☆☆☆☆☆
Managing Chronic (Long Term) Conditions☆☆☆☆☆
Member Experience with Health Plan☆☆☆☆☆
Complaints and Changes in Plans PerformanceNot enough data available
Health Plan Customer ServiceNot enough data available
Drug Plan Customer Service☆☆☆☆☆
Complaints and Changes in the Drug PlanNot enough data available
Member Experience with the Drug PlanNot enough data available
Drug Safety and Accuracy of Drug Pricing☆☆☆☆☆

Need Help Enrolling?

Contact and Resource Information for WellSense Health Plan
Website: WellSense Health Plan Plan Page
Providers: WellSense Health Plan Providers Page
Formulary: WellSense Health Plan Formulary Page
Pharmacy: WellSense Health Plan Pharmacy Page
New Member Health Plan Help: (800)967-4497
New Member Health Plan TTY: 711
New Member Part D Help: (800)967-4497
New Member Part D TTY Users: 711

Frequently Asked Questions

📘 What does Medicare plan code H6851 001 mean?

WellSense Added Value (HMO) is a Medicare Advantage plan by WellSense Health Plan. The code H6851 is the CMS contract ID, whereas 001 is its plan ID.

  • Plan Name: WellSense Added Value (HMO)
  • Plan Type: HMO
  • Premium: $21.70/mo + your monthly Part B premium
  • Out-of-Pocket Max: $8750.00 (in-network)
  • Drug Coverage: {pdp_faq_summary}
  • CMS Star Rating: 0.0 out of 5
  • Contract Year: 2026

This information is based on official CMS data and is provided for educational purposes. Always review your plan’s official documents or contact the provider directly before making enrollment decisions.

📋 What type of plan is H6851 001?

This plan is a HMO — specifically, it's an HMO plan with a Medicare Advantage contract that's offered by WellSense Health Plan. It comes with defined provider network rules you should be aware of.

  • Plan Marketing Name: WellSense Added Value (HMO)
  • Network Type: {plan_type_expanded}
  • Referral Requirement: {referral_required_expanded}
  • Prescription Coverage: {pdp_faq_summary}

Plan types like HMOs and PPOs determine whether you can go out-of-network or need referrals to see specialists.

📦 What benefits are included in H6851 001?

This plan covers all Medicare Part A and Part B services. Depending on the plan, it may also include valuable extras like dental, vision, and hearing benefits.

  • Medical Services: Hospital, doctor visits, preventive care
  • Prescription Drugs: Basic, $615.00 deductible
  • Dental: {dental_benefit}
  • Vision: {vision_benefit}
  • Hearing: {hearing_benefit}

Benefit availability may vary by location and plan version. Confirm specific details in your plan's Evidence of Coverage (EOC).

📌 Additional Plan Options

Additional Plan Options

The Medicare Part C program offers a myriad of HMO, PPO, and PFFS plan options, including these plans:

    {more_plans}

If you are enrolled in a Part C plan with prescription drug coverage, you cannot be enrolled in a stand-alone Medicare Part D plan, regardless of your chosen insurance company.

You cannot be enrolled in a Part C health plan and simultaneously hold Medicare Supplement Insurance (Medigap). Medicare Supplement plans are only compatible with Medicare Parts A and B.

📚 Citations & Research

Citations & References

  • WellSense Health Plan, http://wellsense.org/medicare, Last Accessed March 1, 2025
  • CMS.gov, "Medicare Advantage Plan Fact Sheet", Last Accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage", Last Accessed 25 May, 2025
  • Medicare.gov, "Your coverage options", Last Accessed 25 May, 2025
  • , "", Last Accessed
  • CMS.gov, Landscape Source Files, Last Accessed March 15, 2025
  • CMS.gov, Medicare Part C & D Performance, Last Accessed March 15, 2025
  • CMS.gov, Plan Benefits Package, Last Accessed March 15, 2025

Research Note: This content is based on independent analysis of CMS data by David Bynon, Medicare analyst and founder of MedicareWire.

For details on how this plan was analyzed and constructed using CMS data, see our Medicare Plan Research Methodology.

Disclaimer: MedicareWire does not endorse or rank Medicare plans. Plan information is provided for educational and research purposes only and may not reflect the most current data available from CMS or the plan provider.

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