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  1. Medicare Advantage Plans
  2. Michigan
  3. Washtenaw County
  4. Paramount Elite Prime (HMO-POS)

Paramount Elite Prime (HMO-POS) (HMO-POS) 2025 Plan Details for Washtenaw County, Michigan Residents

Paramount Elite Prime (HMO-POS) is a HMO-POS Medicare Advantage plan, from Paramount Elite Medicare Plans, {with_without_pdp} a prescription drug plan. It's CMS Plan ID is: H3653-022-0. It is not available in all areas. The list of locations where this plan is available can be found below.

According to CMS enrollment data (July, 2025), there are approximately 3,379 members enrolled in this plan.

Paramount Elite Prime (HMO-POS) (HMO-POS) Overview

Key Facts and Costs for Paramount Elite Prime (HMO-POS) (2026)
CMS FactLandscape Value
Health Plan ID:H3653-022-0
CMS Overall Rating:☆☆☆☆☆
0.0 out of 5 stars*
Medicare Advantage Plan Type:HMO-POS
Coverage Year:CY2026
Monthly Premium:$35.00
Plus your Medicare Part B premium.
Health Plan Deductible:$0.00
Annual Out-of-Pocket Maximum:$4200.00 (In-Network)
Part B Give Back:$0.00/mo
Part D Drug Plan Benefit:Enhanced, $250.00 deductible
Additional Benefits:Dental, Vision, Hearing
Availability:Washtenaw County, MI
Insured By:Paramount Elite Medicare Plans
Last Plan Content Update:August 27, 2025

Plan Availability by Location

Health Plan Out-of-Pocket Costs

Prescription Drug Costs & Benefits

Paramount Elite Prime (HMO-POS) includes an enhanced benefit Medicare Part D plan (PDP), which offers greater coverage than basic plans. An enhanced benefit plan has a higher actuarial value, meaning it covers a larger percentage of your healthcare costs.

Part D Plan Premium

The Part D prescription drug plan premium is included in your overall Medicare Advantage plan cost. However, additional expenses or subsidies may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help. LIS, provided by Social Security, helps those with limited income and resources to lower or eliminate Part D costs. LIS benefits are not part of Medicare Advantage coverage.

Paramount Elite Prime (HMO-POS) Prescription Drug Plan Premium Details
Basic Part D Premium: $($11.40)
Supplemental Part D Premium: $$11.40
Total Part D Premium: $$0.00
Low-Income Premium Subsidy: ${part_d_lips_amount}
Low-Income Premium Subsidy Paid by CMS: $$0.00
Low-Income Subsidy Premium: $$0.00

For more details, visit the Social Security Extra Help program.

Prescription Drug Plan Deductible

This plan has a $250.00 annual Part D deductible. You'll pay this deductible at the pharmacy before Paramount Elite Medicare Plans starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, Paramount Elite Prime (HMO-POS) may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

Paramount Elite Prime (HMO-POS) Pharmacy Out-of-Pocket Costs by Drug Tier
Drug Tier Retail Mail Order
Preferred Generic$0.00$0.00
Generic$0.00$0.00
Preferred Brand$45.00$45.00
Non-Preferred Drug$100.00$100.00
Specialty Tier33.00%0.00%
*Deductible does not apply.

CMS 5-Star Rating Marks

The Centers for Medicare & Medicaid Services (CMS) reviews and rates Medicare Advantage (Part C) and drug plans (Part D) annually, using a 5-star system to measure aspects such as member satisfaction, preventive services, and management of chronic conditions.

Higher star ratings generally indicate better plan performance, which can be a useful factor to consider when deciding on a plan that aligns with your healthcare goals and preferences.

2026 Medicare Star Ratings for Paramount Elite Prime (HMO-POS)
CMS Measure Star Rating
2026 Overall Rating☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines☆☆☆☆☆
Managing Chronic (Long Term) Conditions☆☆☆☆☆
Member Experience with Health Plan☆☆☆☆☆
Complaints and Changes in Plans Performance☆☆☆☆☆
Health Plan Customer Service☆☆☆☆☆
Drug Plan Customer Service☆☆☆☆☆
Complaints and Changes in the Drug Plan☆☆☆☆☆
Member Experience with the Drug Plan☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing☆☆☆☆☆

Need Help Enrolling?

Contact and Resource Information for Paramount Elite Medicare Plans
Website: Paramount Elite Medicare Plans Plan Page
Providers: Paramount Elite Medicare Plans Providers Page
Formulary: Paramount Elite Medicare Plans Formulary Page
Pharmacy: Paramount Elite Medicare Plans Pharmacy Page
New Member Health Plan Help: (855)508-2526
New Member Health Plan TTY: 711
New Member Part D Help: (855)508-2526
New Member Part D TTY Users: 711

Frequently Asked Questions

📘 What does Medicare plan code H3653 022 mean?

Paramount Elite Prime (HMO-POS) is a Medicare Advantage plan by Paramount Elite Medicare Plans. The code H3653 is the CMS contract ID, whereas 022 is its plan ID.

  • Plan Name: Paramount Elite Prime (HMO-POS)
  • Plan Type: HMO-POS
  • Premium: $35.00/mo + your monthly Part B premium
  • Out-of-Pocket Max: $4200.00 (in-network)
  • Drug Coverage: {pdp_faq_summary}
  • CMS Star Rating: 0.0 out of 5
  • Contract Year: 2026

This information is based on official CMS data and is provided for educational purposes. Always review your plan’s official documents or contact the provider directly before making enrollment decisions.

📋 What type of plan is H3653 022?

This plan is a HMO-POS — specifically, it's an HMO-POS plan with a Medicare Advantage contract that's offered by Paramount Elite Medicare Plans. It comes with defined provider network rules you should be aware of.

  • Plan Marketing Name: Paramount Elite Prime (HMO-POS)
  • Network Type: {plan_type_expanded}
  • Referral Requirement: {referral_required_expanded}
  • Prescription Coverage: {pdp_faq_summary}

Plan types like HMOs and PPOs determine whether you can go out-of-network or need referrals to see specialists.

📦 What benefits are included in H3653 022?

This plan covers all Medicare Part A and Part B services. Depending on the plan, it may also include valuable extras like dental, vision, and hearing benefits.

  • Medical Services: Hospital, doctor visits, preventive care
  • Prescription Drugs: Enhanced, $250.00 deductible
  • Dental: {dental_benefit}
  • Vision: {vision_benefit}
  • Hearing: {hearing_benefit}

Benefit availability may vary by location and plan version. Confirm specific details in your plan's Evidence of Coverage (EOC).

📌 Additional Plan Options

Additional Plan Options

The Medicare Part C program offers a myriad of HMO, PPO, and PFFS plan options, including these plans:

    {more_plans}

If you are enrolled in a Part C plan with prescription drug coverage, you cannot be enrolled in a stand-alone Medicare Part D plan, regardless of your chosen insurance company.

You cannot be enrolled in a Part C health plan and simultaneously hold Medicare Supplement Insurance (Medigap). Medicare Supplement plans are only compatible with Medicare Parts A and B.

📚 Citations & Research

Citations & References

  • Paramount Elite Medicare Plans, http://paramounthealthcare.com/medicareplans, Last Accessed March 1, 2025
  • Medicare.gov, "Understanding Medicare Advantage Plans", Last Accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You", Last Accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options", Last Accessed 25 May, 2025
  • , "", Last Accessed
  • CMS.gov, Landscape Source Files, Last Accessed March 15, 2025
  • CMS.gov, Medicare Part C & D Performance, Last Accessed March 15, 2025
  • CMS.gov, Plan Benefits Package, Last Accessed March 15, 2025

Research Note: This content is based on independent analysis of CMS data by David Bynon, Medicare analyst and founder of MedicareWire.

For details on how this plan was analyzed and constructed using CMS data, see our Medicare Plan Research Methodology.

Disclaimer: MedicareWire does not endorse or rank Medicare plans. Plan information is provided for educational and research purposes only and may not reflect the most current data available from CMS or the plan provider.

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